Since I've seen Florida play 9 times in person this year, you might disregard my 2 cents as being just a BIT biased, but I don't think you should count the Gators out just yet. Admittedly, they don't always play a "pretty" brand of football. But...
---The Gators ARE one of the toughest, most resilient teams I've ever seen, and WON what is generally lauded as the best conference in college football. And, like it or not, right or wrong...Michigan is still a SECOND-PLACE team in THEIR league.
---Ohio State's biggest wins this year were against a THREE-loss (and obviously WAYYYY over-rated) Texas team, and Michigan; but...
---Michigan's "signature" WIN came against an even-more-overrated Neuter Dame; using a "close loss" as your primary reason that you "deserve" a shot at the championship game is a pretty WEAK argument--especially in light of the WINS recorded by Florida. Additionally, Florida's "close loss"--to another Top 10 team--neutralizes THAT argument.
On PAPER, tOSU looks like they could potentially blows the doors off UF. BUT...
thankfully, football is NOT played on paper!
GO GATORS!!!