Wind shield replacement - A new experience

[Anupam Routh]

Greetings! The windshield of my ST was stuck by a big stone from a truck two to three years back. I did not want to replace the wind shield at that time. I knew there will be more windshield damage as I traveled for work through a road where lot of constructions were going on. The wind screen got hit by many stones during last few years. Recently, I replaced the wind screen after calling the local insurance agent of Nationwide. The agent told me to go ahead. Nationwide is my insurer for my car and house for last 25 years. One glass company came and replaced the windshield and I paid the deductable amount of one hundred dollars. This is the way it was done in the past.



Today I get a call from the claims dept of Nationwide. The agent from head office ( not the local agent) told me that I should have informed the insurance company at the time when the stone chip hit my windshield few years back. I have got a suspicion that Nationwide is trying not to pay for the windshield. What is your opinion?

Did any of the member had any such experience as me? Incidentally, how much it costs to replace a windshield? Should I transfer my insurances - auto and house to another company? With thanks.

 

[Ryan D]

To replace the windshield in my Subaru wrx it was around 475 . . ouch

 

[Gerald Pierce]

Me, I would. You have been giving them money for 25 years, they should not hassle over a windshield if that is all you have claimed over the years.



Although, I would not have told them it happened a long time ago, i would have said it happened the other day.

 

[George T]

Of course they dont want to pay for it. I never herd of any insurance company paying for the damage to the windshield. Insurance companies never want to pay for anything. It usually averages around 200 dollars to replace a windshield. Anywhere from 60 and up dollars to replace it. It really depends on hte car and year.



as long as they pay for it then its all good. If they dont try solving it. Then you might want to change companies.

 

[Gavin Allan]

You need to read your policy. You probably agreed to report all claims within 15 days of their occurrance. How can you blame the insurance company when you don't hold up your end of the bargain and perform what you agreed to do?

 

[David Tallent]

Insurance has to replace your windshield in SC with no deductable if you have full coverage.

 

[Richard Toms]

I had a crack in my wind shield from a rock thrown on the highway from a dump truck and I called state farm insurance, and they paid to have it replaced and i didn't have to pay anything b/c i have full coverage. the wind shield price was $375

 

[Jeremiah Morgan]

I have the hook up with a glass company/body shop....120$ installed!!

 

[Todd Z]

you can threaten to leave, but the only person that may suffer is you.... The local agent may be able to help you out a Little if you threaten to leave....



But I also agree I would have told them it happened yesterday....



Call local places and get pricing, BUT if you have glass coverage they are supposed to replace it....



I know here in NY I can just go to the glass place and get it replaced the windshield, sign 1 Piece of paper and then they deal with the insurance company...



Know any kids in the neighborhood playing baseball today ????? :lol::lol:



Todd Z

 

[Ryan Schaecher]

I paid cash.... $140 OTD. My insurance co wouldn't do spit anyway. Sometimes it's just easier....

 

[Tom Schindler]

Nationwide insurance sucks. They are scumbags and I wish the company would go bankrupt.



Dump them ASAP. also Avoid Allstate insurance like AIDS.





Tom

 

[Les]

In Florida windshields are replaced for free from your insurance. State mandate...

 

[Jake Levin]

In NJ, depending on the insurance company, they will replace your windshield once. After that it's up to you. I need to replace mine, heavily pitted from rocks. the quotes I've gotten so far are in the $500 range. 6 years ago I replaced the windshield in my Toyota, cost was $150 with tip!

 

[Dreman]

We've replaced it twice. Once for $190, and once for $175. Both times the crack grew so fast it was unrepairable. Paid cash both times. It seems Geico will pay to repair the windshield, but replacing it falls under the deductible.

 

[Tom Schindler]

I paid $180.00 to replace my windshield.



They cam to the house to do it. They used genuine Carlite glass. I have a lifetime warranty on the install.



If it leaks, they fix it. No questions asked.



Carlite glass is made by Ford Motor Company and they are the only auto manufacturer that makes their own glass.





Tom

 

[Ben Schepper]

Ill agree with the all state blows comment. My trac got hit by another all state customer it took them over a month to get my trac back. I was super pissed.

 

[Jake Levin]

I just checked out carlite's website. They use Diamond autoglass to do their installations. I got a quote for my windshield. Here's the info



Your Vehicle Information

Year: 2002



Make: Ford



Model: EXPLORER SPRT TRAC



Body: 4 Door Utility



Part: Windshield



Features: Windshield (Solar Ctrl)



Tint: Green Tint/Blue Shade



Your Quote

Price: Price: $292.65



Discount: -$20 (Online Discount*)



Total: $272.65 + Tax



Caymen, I'm going to come visit you so I can get my windshield done for $180!





I'm in NJ and the closest place is in NY state. I threw my parent's address in to get a quote in Albany, GA and this is what I got:



Your Quote

Price: Price: $263.19



Discount: -$20 (Online Discount*)



Total: $243.19 + Tax

 

[Dallas Starr]

mone was 200.00 CDN from a auto glass place here... 2 weeks later a rig put a brand new chip in it.. weee

 

[Jake Levin]

Safelite, who I've used in the past quoted me this to come to my work next thursday and replace the windshield



Safelite Regular Price: $363.80 View Detail

Spring Into Savings Special: 20% Off

Your Price: $288.95



And again here is the quote for the replacement in Ga.





Safelite Regular Price: $363.80 View Detail

Spring Into Savings Special: 43% Off

Your Price: $204.95

(includes labor, before tax)

 

[Jim Reeves]

I have State Farm Insurance, with Comprehensive Coverage. Had a rock fly up and crack the windshield on my Sport Trac. Called my agent, and she gave me a number for their "Windshield Guy". Set up an appointment for him to come to my workplace, and he replaced the windsheild in the parking lot. My cost, $0. Same thing happened with my wife's car a couple years back. Same no-cost to me. My wife had an 86 Pontiac years ago with wheel covers, and one at a time over a period of a couple years, she slung them off hitting potholes and such. State Farm replaced them one at a time until they had replaced the whole set, again at no cost to me. Been real pleased with their Service.