Mark Stadnicki
Well-Known Member
USAA here, been with them for 15+yrs, got checking, savings, house insurance, and Term through them. Never had a problem with them and great customer service.
Geico insurance
- Thread starter Steve Forbes
- Start date
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gary s
Well-Known Member
no experience with geico.
allstate for personal vehicles, 04 matrix, 03 350z, 06 scion xb for $99.00 month.
full coverage w/1000 deductiable.
as mentioned above, check daily use mileage, pleasure or work, good driving record, multiple policy discount.
in over 20 years one claim and they were great. not to mention the policy transfer from ny to fla was so easy
tom,
windshield/glass are no covered in ny state under comp. you must purchase seperate glass coverage.
allstate for personal vehicles, 04 matrix, 03 350z, 06 scion xb for $99.00 month.
full coverage w/1000 deductiable.
as mentioned above, check daily use mileage, pleasure or work, good driving record, multiple policy discount.
in over 20 years one claim and they were great. not to mention the policy transfer from ny to fla was so easy
tom,
windshield/glass are no covered in ny state under comp. you must purchase seperate glass coverage.
- Joined
- Sep 21, 2003
- Messages
- 22,366
- Reaction score
- 752
- Location
- Long Island, NY
- What engine do you have?
- V8 engine
- What year is your Sport Trac?
- 2010
- What Generation is your Sport Trac?
- 2n Gen Owner
Gary,
at about $2.00 a month !!!! LOL
I think thats all i am paying for both my ST's..
Todd Z
at about $2.00 a month !!!! LOL
I think thats all i am paying for both my ST's..
Todd Z
gary s
Well-Known Member
tz,
well worth the 2 bucks for driving on the L.I.E.
a windshield every 6 months :lol:
well worth the 2 bucks for driving on the L.I.E.
a windshield every 6 months :lol:
Gavin Allan
Well-Known Member
USAA rocks! I've had them for 31 years! Best rates, best service.
When you say GEICO rates are lower than USAA, are you also including the annual USAA dividend/rebate check they send out every November? This year was only $40 for me, but it has been a couple hundred in years past.
When you say GEICO rates are lower than USAA, are you also including the annual USAA dividend/rebate check they send out every November? This year was only $40 for me, but it has been a couple hundred in years past.
- Joined
- Sep 21, 2003
- Messages
- 22,366
- Reaction score
- 752
- Location
- Long Island, NY
- What engine do you have?
- V8 engine
- What year is your Sport Trac?
- 2010
- What Generation is your Sport Trac?
- 2n Gen Owner
Allstate will only replace the windshield 1 time a year or they charge you a claim....
So keep it to 1 a year... LOL..
Todd Z
So keep it to 1 a year... LOL..
Todd Z
Bill Barber
Well-Known Member
gavin
Is not USAA only available people in the military?
Is not USAA only available people in the military?
Caymen,
I am comming up for my GEICO policy renewal in March and have thought about adding comprehensive coverage to the 2002 Toyota, but still skip the Collision Ins. I just need to get on line an get a quote to see how much it effects the premium.
You mentioned homeowners insurance: GEICO is now covering homes in some states. I know Texas is one state they cover, but when I looked, their prices were not much better than State Farms, but that was before I switched my car insurance over to GEICO....So I might get a bigger discount on the full package of Home w/multi-auto coverages.
I may also look into that American Family Insurance. It always pays to look around. But I will never buy insurance from Progressive, no matter how cute that girl is in their commercials
I don't know anyone who had Progressive Insurance and was happy with their claims service.
...Rich
...Rich
I am comming up for my GEICO policy renewal in March and have thought about adding comprehensive coverage to the 2002 Toyota, but still skip the Collision Ins. I just need to get on line an get a quote to see how much it effects the premium.
You mentioned homeowners insurance: GEICO is now covering homes in some states. I know Texas is one state they cover, but when I looked, their prices were not much better than State Farms, but that was before I switched my car insurance over to GEICO....So I might get a bigger discount on the full package of Home w/multi-auto coverages.
I may also look into that American Family Insurance. It always pays to look around. But I will never buy insurance from Progressive, no matter how cute that girl is in their commercials
I don't know anyone who had Progressive Insurance and was happy with their claims service....Rich
...Rich
For everryone who is agruing about who's rates are lower, here is a little tip for you. For six years I worked for the largest automobile insurer in Texas. Insuarance rates are not the same for everybody. Factors include age, credit score, where the vehicle operates, how many miles you drive per year, if the vehicle is used to go back and forth to work, or strictly for pleasure. Then there are the multi vehicle policies, home owners insurance, driving record, the make and model of the vehicle, your marital status. And all of these rules vary from company to company.
Because someone gets a cheaper rate from GEICO than you where quoted, simply means that they are rating you differently because of one of the above mentioned factors, and USAA may not be giving as much weight to some of those criteria, based on their claim experiance in your area, age group, etc.
Heck, I went to Allstate once and when I told him I had State Farm Insurance, he claimed that they could not come close to beating State Farm's prices???
You only need to get the best value for the type of insurance you want. Also, remember that if the insurance company has field agents and salesmen, you are paying for their commission (not much on auto insurance) but it does ad to their cost and overhead which in turn increases the prices they charge. I personally think that you will see more and more insurance companies using the GEICO model and allowing you to get quotes and buy insurance over the internet or telephone and eliminating the local agent.
The days of the friendly insurance agent helping you to get the best possible insurance coverage for your dollar is slowly comming to an end as people soon realize that they are trying to push you into more coverage than you need or can afford. Some agents will try to convince little old ladies that they need to carry expensive, $100 deductable collision insurance on a 20 year old junker that is not worth more than $1000 on a good day.
...Rich
Because someone gets a cheaper rate from GEICO than you where quoted, simply means that they are rating you differently because of one of the above mentioned factors, and USAA may not be giving as much weight to some of those criteria, based on their claim experiance in your area, age group, etc.
Heck, I went to Allstate once and when I told him I had State Farm Insurance, he claimed that they could not come close to beating State Farm's prices???
You only need to get the best value for the type of insurance you want. Also, remember that if the insurance company has field agents and salesmen, you are paying for their commission (not much on auto insurance) but it does ad to their cost and overhead which in turn increases the prices they charge. I personally think that you will see more and more insurance companies using the GEICO model and allowing you to get quotes and buy insurance over the internet or telephone and eliminating the local agent.
The days of the friendly insurance agent helping you to get the best possible insurance coverage for your dollar is slowly comming to an end as people soon realize that they are trying to push you into more coverage than you need or can afford. Some agents will try to convince little old ladies that they need to carry expensive, $100 deductable collision insurance on a 20 year old junker that is not worth more than $1000 on a good day.
...Rich
