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SportTrac Discussion
General Sport Trac Discussion
Well the power trac is totaled
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<blockquote data-quote="rick miller" data-source="post: 729926" data-attributes="member: 65551"><p>I had the same thing happen to me 2 years ago, but i was in the family van. Total front end damage, my adjuster came "under" by $100.00 of totalling the van. Which means they were going to fix the van with all the front end damage. I live in Florida, so we have a "no Fault" law. I refused the assesment and had a new adjuster look at it an he "fixed" my problem and put down "total loss" on the claim form. You do not want them to fix your truck if there is that much front end damage, hard to sell, will never drive right again, and so on.</p><p></p><p></p><p></p><p>The other driver at fault, only had $10,000 in coverage, all that is needed in Florida. I was out of work for 4 months and had surgery on my shoulder. I only had $25,000 in with my carrier for uninsured driver, so most of all my medical/car exspenses came from my policy. $25,000 was not nearly enough to cover my losses.</p><p></p><p></p><p></p><p>If you live in a state like mine, do what I did and up your un-issured/underinsurred driver coverage to at least $100,000 because you are insuring yourself against other maniacs out there.</p><p></p><p></p><p></p><p>Glad your OK, and hope things turn out good for you. Beleive me it is a stressful thing to go through a total accident scene with or without injuries.</p><p></p><p></p><p></p><p>Rick</p></blockquote><p></p>
[QUOTE="rick miller, post: 729926, member: 65551"] I had the same thing happen to me 2 years ago, but i was in the family van. Total front end damage, my adjuster came "under" by $100.00 of totalling the van. Which means they were going to fix the van with all the front end damage. I live in Florida, so we have a "no Fault" law. I refused the assesment and had a new adjuster look at it an he "fixed" my problem and put down "total loss" on the claim form. You do not want them to fix your truck if there is that much front end damage, hard to sell, will never drive right again, and so on. The other driver at fault, only had $10,000 in coverage, all that is needed in Florida. I was out of work for 4 months and had surgery on my shoulder. I only had $25,000 in with my carrier for uninsured driver, so most of all my medical/car exspenses came from my policy. $25,000 was not nearly enough to cover my losses. If you live in a state like mine, do what I did and up your un-issured/underinsurred driver coverage to at least $100,000 because you are insuring yourself against other maniacs out there. Glad your OK, and hope things turn out good for you. Beleive me it is a stressful thing to go through a total accident scene with or without injuries. Rick [/QUOTE]
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SportTrac Discussion
General Sport Trac Discussion
Well the power trac is totaled
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