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Well I got the call I didn't want today.
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<blockquote data-quote="scott degroot" data-source="post: 791274" data-attributes="member: 66039"><p>Looks to me like just the end of the frame is tweaked where the bumper mounts to. It's not that the truck is a loss it's just that the cost to repair outweighs the vehicles value by whatever percent Geico uses. The problem that you are going to have is that if you go through insurance and buy the truck back from them it will then have a salvage title, but if you don't go through them you have to foot the bill yourself. Did you go to one of Geicos service centers for the estimate on the damage. There is a reason that insurance companys open there own repair facilities...lets just say that it is biased in there favor. As far as them removing the bed to inspect for damage that is a load of BS, first rule of body estimating is that you don't take anything apart until you start actual work on it cause it might not go back together. If you have the truck in your posession take it to a shop and have them just check the alignment on it, if there is any major frame damage it will show up then. If it is just a bed mount or something like that broken away from the frame that hardly counts as frame damage. It's hard to tell the extent of the damage from the pics that you posted but it doesn't look that bad. How fast was the vehicle that hit you traveling, I assume that you were stopped.</p></blockquote><p></p>
[QUOTE="scott degroot, post: 791274, member: 66039"] Looks to me like just the end of the frame is tweaked where the bumper mounts to. It's not that the truck is a loss it's just that the cost to repair outweighs the vehicles value by whatever percent Geico uses. The problem that you are going to have is that if you go through insurance and buy the truck back from them it will then have a salvage title, but if you don't go through them you have to foot the bill yourself. Did you go to one of Geicos service centers for the estimate on the damage. There is a reason that insurance companys open there own repair facilities...lets just say that it is biased in there favor. As far as them removing the bed to inspect for damage that is a load of BS, first rule of body estimating is that you don't take anything apart until you start actual work on it cause it might not go back together. If you have the truck in your posession take it to a shop and have them just check the alignment on it, if there is any major frame damage it will show up then. If it is just a bed mount or something like that broken away from the frame that hardly counts as frame damage. It's hard to tell the extent of the damage from the pics that you posted but it doesn't look that bad. How fast was the vehicle that hit you traveling, I assume that you were stopped. [/QUOTE]
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Well I got the call I didn't want today.
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