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SportTrac Discussion
General Sport Trac Discussion
Save $ at the pump
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<blockquote data-quote="Richard L" data-source="post: 988250" data-attributes="member: 52972"><p>Eddie,</p><p></p><p>I have never encountered any convenience stores that attach any fee to cover overdrafts...That's what the debit/credit cards prevent because they are approved when you make a puchase. If your card is excepted for payment, that means you have money in your checking account, or you have enough available credit to cover the cost. Once they approve your purchase, they will come after you if you do not have the money in your account, or if you have already maxed out your credit card...and most have hefty fees for doing that.</p><p></p><p></p><p></p><p>I would be very suspicious of anyone gas station that added a $35 fee in advance, just incase you did not have the money or credit available??? When the card is approved they get an authorization number and that confirms the transaction between them and the credit/debit card company.</p><p></p><p></p><p></p><p>Tom T,</p><p></p><p>I check my debit card bank balance every day, especially after using it to make a purchase. I will know immediately if someone is charging my card without my permission.</p><p></p><p></p><p></p><p>...Rich</p></blockquote><p></p>
[QUOTE="Richard L, post: 988250, member: 52972"] Eddie, I have never encountered any convenience stores that attach any fee to cover overdrafts...That's what the debit/credit cards prevent because they are approved when you make a puchase. If your card is excepted for payment, that means you have money in your checking account, or you have enough available credit to cover the cost. Once they approve your purchase, they will come after you if you do not have the money in your account, or if you have already maxed out your credit card...and most have hefty fees for doing that. I would be very suspicious of anyone gas station that added a $35 fee in advance, just incase you did not have the money or credit available??? When the card is approved they get an authorization number and that confirms the transaction between them and the credit/debit card company. Tom T, I check my debit card bank balance every day, especially after using it to make a purchase. I will know immediately if someone is charging my card without my permission. ...Rich [/QUOTE]
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SportTrac Discussion
General Sport Trac Discussion
Save $ at the pump
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