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Off Topic Discussion
Open Letter From A Dodge Dealer
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<blockquote data-quote="Nik Hoffman" data-source="post: 864699" data-attributes="member: 67599"><p>JerryA makes a good point about saving and planning. I think whats got alot of people in this mess more than others is lack of savings and planning. I admit, I dont have a savings right now either, a 2mo old will do that to ya. I get me 401K statements and see that dwindling so retirement will be out of the question, granted I have a loooooooooong time before I can even think of that so it gives me a loooooooooong time to save. As Americans, we tend to live in the here and now, I want this now, so I put it on credit and worry about paying later. I am guilty of this as Im sure many many others are too. The blame cant be only given to the banks or car manufacturers or even the companies that have left the country to "save a buck for profit" the blame also lies on the American people who live outside their means and max out the equity in their house for our beloved toys, maxing out credit cards and living paycheck to paycheck. Trust me, I know. I work for Citi as a collector on the Sears accounts and talk to more people than I should be in the same situation. Granted, unforseen things happen, but with savings and planning would help ease the situation, though not alleviate it all together. I for one need to start saving for the bad times to come.</p></blockquote><p></p>
[QUOTE="Nik Hoffman, post: 864699, member: 67599"] JerryA makes a good point about saving and planning. I think whats got alot of people in this mess more than others is lack of savings and planning. I admit, I dont have a savings right now either, a 2mo old will do that to ya. I get me 401K statements and see that dwindling so retirement will be out of the question, granted I have a loooooooooong time before I can even think of that so it gives me a loooooooooong time to save. As Americans, we tend to live in the here and now, I want this now, so I put it on credit and worry about paying later. I am guilty of this as Im sure many many others are too. The blame cant be only given to the banks or car manufacturers or even the companies that have left the country to "save a buck for profit" the blame also lies on the American people who live outside their means and max out the equity in their house for our beloved toys, maxing out credit cards and living paycheck to paycheck. Trust me, I know. I work for Citi as a collector on the Sears accounts and talk to more people than I should be in the same situation. Granted, unforseen things happen, but with savings and planning would help ease the situation, though not alleviate it all together. I for one need to start saving for the bad times to come. [/QUOTE]
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Open Letter From A Dodge Dealer
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